Business Insurance
Business Package Insurance Policy
A comprehensive business package insurance policy can provide you with a wide range of insurance coverage, all with just one policy!
Business insurance policies allow you to purchase different coverage components. Depending on the size of your business, simple business insurance may not meet your needs.
Our Business Package Insurance Policy offers you extensive protection and coverage, all under the one policy. This policy can be tailored to your specific needs and requirements. Depending on the size of your business, a Business Package Insurance Policy may not meet your needs.
Be sure to speak with one of our experienced professional brokers so they can advise you on the coverage you need.
We recommend speaking to one of our qualified and experienced brokers so they can advise you on the suitable cover for your needs.
A Typical Business Package Insurance Policy May Cover The Following:
Damage to your buildings, contents and stock caused by fire and other listed perils, including accidental damage.
The shortfall in your business income caused by the interruption to your business after you have had an insured property loss.
Theft of business contents or stock from your premises due to break-in. The insurer will usually require security measures such as locked doors, alarm systems, and CCTV to be undertaken before your cover can take effect.
Loss of business-relevant cash, either from your premises, in transit between business and bank, or in an authorised person’s custody.
Breakage of internal and external glass including signage.
Your legal liability to pay compensation for personal injury or property damage you or your business may cause.
Damage to valuable, working machinery that is not too old and has had regular servicing.
Fire, theft, accidental damage, breakdown for computers and electronic equipment.
This insures your business for accidental loss, damage, fire or collision of assets in the field, such as digital cameras, traffic control signage, engineering equipment, tablet computers and mobile phones.
Fraudulent or dishonest acts by your employees.
Costs incurred by your accountant or registered tax agent from the Australian Tax Office in the event of an audit or investigation relating to your liability to pay tax.
Every business which has a website or electronic records is vulnerable to cyber-attacks or an accidental data breach – and the consequences of a cyber-incident can be very costly. Cyber insurance can help cover financial losses to your business, your customers and other parties following a cybersecurity breach.
Corporate travel insurance protects you in an unexpected event during a business trip. It typically provides protection for your company’s management and employees. Some special policies will also cover spouses and dependants.