如果您以专业身份从事与房地产经纪人,损失理算师,簿记员,公共关系顾问甚至旅行社等相关联的职业或者生意,则需要对您的客户承担这种专业责任。
作为专业人员,您有责任为客户提供得当的护理服务。 如果您违反此专业服务的护理责任,则您的企业可能有责任向第三方赔偿由此造成的损害。 这种损坏可能包括经济损失,人身伤害或财产损失。 处理这类事故的索赔成本可能非常高昂,当不幸发生此类索赔时,专业责任赔偿险可以帮助保护您的企业。
If your occupation or business involves in professional capacity with real estate agents, loss adjusters, bookkeepers, public relation consultants or even travel agents – to name a few – you will have professional responsibility to your clients or customers.
As a professional, you have a responsibility to your client to provide your service with suitable care and skill. If you breach this professional duty of care, your business may be liable to pay compensation to third parties for damage incurred as a result. This damage could include financial losses, physical injury, or damage to property. Professional indemnity insurance can help protect your business when such claims arise. Covering the costs of defending these claims alone can be considerable.