Insurances for International Trade, Transportation & Logistics Industry

在不同行业的保险单中，可能存在部分相同或者类似的险种。其中，典型的例子就是进出口贸易和物流运输行业，在业务进行途中的交通安全和货物存储都是两者需要考虑的问题。

Some industries share similar issues that need to be considered when selecting an insurance policy. A typical example of this is the International Trade and Logistics industries. Issues like traffic safety and cargo storage exist in both industries and should be carefully considered.

您可能面临的风险：

1）交货延迟可能会导致收入损失和业务上的额外支出。

2）长途旅行中的环境和安全状况可能造成对相关员工或产品的影响。

3）运输或存储在仓库中的设备及货物等，可能会遇到盗窃，丢失或损坏。

4）相关职工的赔偿要求。

The risks you may face：

1）Delayed delivery may cause income loss and additional expenses on your business.

2) Environmental and safety concerns of staff and products due to long-distance travel or transportation.

3）Stolen, lost or damaged equipment or cargo may occur during transit or storage in a warehouse.

4）Workers compensation claims by staff.

建议您直接联系Collins Insurance Services，我们的保险服务团队将花时间评估您的个人风险及管理风险，并针对您的业务提供量身定制的保险解决方案。

Contact the Collins Insurance Services team today. We will take the time to assess your individual risk management requirements and exposure, and deliver tailored insurance solutions that are just right for your business.

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如果您愿意了解更多信息，以下将以海运保险单为例，为您提供进一步的讲解：

If you would like to learn more, consider marine insurance as an example:

海运保险

海运保险用于保护从事运输或接收货物，商业运营船只，修理船只，经营码头等业务的企业。与海运有关的保险单有不同类型, 您选择投保的类型将根据您的特定需求而变化。通常，这些条款将包含海运货物，海运责任，内陆海运和控制系统的损失。

Marine insurance is protects businesses involved in shipping or receiving goods, operating watercraft commercially, repairing vessels, running a marina, and more. There are different types of marine-related insurance policies – the type you choose will vary based on your specific needs. Usually, it will contain Marine Cargo, Marine Liability, Inland Marine and Loss of Control Engineering.

根据您选择的保单类型，海运保险单可以涵盖：

1）从收货点到交货点的海运，空运，铁路或公路运输的货物

2）码头经营者，游艇俱乐部，造船厂，港口当局和其他海洋服务提供商，造成第三方伤害和财产损失

3）对商业船舶经营者造成的损失或责任，例如包船或旅游船，渔船，拖船或驳船

4）在澳大利亚境内运输货物的卡车或物流公司

5）游乐设施，例如游艇或巡洋舰，可能会引起意外伤害，盗窃，沉没，财产损失，甚至对滑水者造成第三方伤害

Depending on the type of policy you choose, marine insurance policies can cover:

1) Goods transported by sea, air, rail or road from collection point to delivery

2) Marina operators, yacht clubs, ship repairers, port authorities and other marine service providers against third-party injury and property damage

3) Loss or liability for commercial vessel operators, such as charter or tourist boats, fishing vessels, tugs or barges

4) Trucking or logistics companies who transport goods within Australia

5) Pleasure crafts, such as yachts or cruisers for accidental damage, theft, sinking, property damage and even third-party injury for water-skiers