We recommend speaking to one of our qualified and experienced brokers so they can advise you on the suitable cover for your needs.

手机Mobile：（+61）468 377 473

电子邮件Email：colin.jong@naswg.com.au

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Collins Insurance Services

火灾，意外损害和其他所列风险对建筑物，财产和存货的损坏。

Damage to your buildings, contents and stock caused by fire and other listed perils, including accidental damage.

因以上物业损失而引起业务中断，从而导致营业收入缺口。

The shortfall in your business income caused by the interruption to your business after you have had an insured property loss.

从您的生意场所中盗窃商业财产或存货。

Theft of business contents or stock from your premises due to break-in. The insurer will usually require security measures such as locked doors, alarm systems, and CCTV to be undertaken before your cover can take effect.

从您的生意场所，固定现金转移途中或在您的私人住宅中被盗窃的与生意业务相关的现金。

Loss of business-relevant cash, either from your premises, in transit between business and bank, or in an authorised person’s custody.

内部和外部玻璃的破损，包括玻璃上的标志。

Breakage of internal and external glass including signage.

对于由您或您的业务可能造成的人身伤害或财产损失，您所需要承担的法律责任

Your legal liability to pay compensation for personal injury or property damage you or your business may cause.

因故障而损坏的机械设备。

Damage to valuable, working machinery that is not too old and has had regular servicing.

因火灾，盗窃，意外损坏，故障和业务中断受影响的电脑和电子设备。

Fire, theft, accidental damage, breakdown for computers and electronic equipment.

用于保护拥有现场员工或者设备的企业，他们需要前往非公司地址的场所来完成工作，并且携带数码相机或者平板电脑等相关设备来进行设置或者订货。通用财产保险（General Property Insurance）可以承保这些设备或者资产的意外损失，或者损坏。 这些财产可能是数码相机，交通控制标牌，工程设备，平板电脑，移动电话等。

This insures your business for accidental loss, damage, fire or collision of assets in the field, such as digital cameras, traffic control signage, engineering equipment, tablet computers and mobile phones.

您的员工做出的欺诈或不诚实行为。

Fraudulent or dishonest acts by your employees.

在收到澳大利亚税务局的通知后，就您的纳税义务进行审计或调查时所产生的费用。

Costs incurred by your accountant or registered tax agent from the Australian Tax Office in the event of an audit or investigation relating to your liability to pay tax.

每个拥有网站或电子记录设备的企业都容易受到网络攻击或意外数据泄露的影响，而网络事件的后果可能会非常昂贵。网络保险可以帮助弥补因网络安全漏洞而给企业，客户和其他方面带来的财务损失。

Every business which has a website or electronic records is vulnerable to cyber-attacks or an accidental data breach – and the consequences of a cyber-incident can be very costly. Cyber insurance can help cover financial losses to your business, your customers and other parties following a cybersecurity breach.

商务旅行保险将在您的旅行计划出现意外时为您提供保障。通常它会为您公司的管理层和员工提供保护，某些特殊保单条款还将涵盖他们的配偶和受抚养人。

Corporate travel insurance protects you in an unexpected event during a business trip. It typically provides protection for your company’s management and employees. Some special policies will also cover spouses and dependants.

Not sure which type of insurance policy you need? Please contact us:

手机Mobile：（+61）468 377 473

电子邮件Email：colin.jong@naswg.com.au

微信WeChat：Collins-services

微信二维码WeChat QR code：

Collins Insurance Services